United; combined; undivided; done by or against two or more unitedly; shared by or between two or more. A “joint” bond, note, or other obligation is one in which the obligors or makers (being two or more in number) bind themselves jointly but not severally, and which must therefore be prosecuted in a joint action against them all. A ” joint and several ” bond or note is one in which the obligors or makers bind themselves both jointly and individually to the obligee or payee, and which may be enforced either by a joint action against them all or by separate actions against any one or more at the election of the creditor.