Automobile insurance coverage for physical damage and injury. (1). In comprehensive insurance , compensation for damage to the insured’s vehicle and to the other vehicle if the insured is at fault, as well as for personal injury and private property damage arising out of the collision is what the insurer pays; (2). In third-party insurance , coverage is only for the loss and/or injury sustained by the party other than the insured. Known also as collision coverage .
Black’s Law Online Dictionary
